SBA Extends Deferment Period for all COVID-19 EIDL and Other Disaster Loans until 2022

SBA Extends Deferment Period for all COVID-19 EIDL and Other Disaster Loans until 2022

The U.S. Small Business Administration announced extended deferment periods for all disaster loans, including the COVID-19 Economic Injury Disaster Loan (EIDL) program, until 2022.

  • All SBA disaster loans made in calendar year 2020, including COVID-19 EIDL, will have a first payment due date extended from 12-months to 24-months from the date of the note.
  • All SBA disaster loans made in calendar year 2021, including COVID-19 EIDL, will have a first payment due date extended from 12-months to 18-months from the date of the note.

Existing SBA disaster loans approved prior to 2020 in regular servicing status as of March 1, 2020, received an automatic deferment of principal and interest payments through December 31, 2020. This initial deferment period was subsequently extended through March 31, 2021. An additional 12-month deferment of principal and interest payments will be automatically granted to these borrowers. Borrowers will resume their regular payment schedule with the payment immediately preceding March 31, 2022, unless the borrower voluntarily continues to make payments while on deferment. It is important to note that the interest will continue to accrue on the outstanding balance of the loan throughout the duration of the deferment.

COVID-19 EIDL loans are offered at very affordable terms, with a 3.75% interest rate for small businesses and 2.75% interest rate for nonprofit organizations, a 30-year maturity. Interest continues to accrue during the deferment period and borrowers may make full or partial payments if they choose.

In mid-February 2021, SBA reached a milestone in the success of the COVID-19 EIDL program, by approving over $200 billion in emergency funding in low-interest loans, providing working capital funds to small businesses, non-profits and agricultural businesses to survive the severe impacts of this catastrophic and historic period within the entire United States of America and its territories. SBA continues to approve over $500 million each week for the COVID-19 EIDL program.

VIDEO RELEASE: FRLA Urges Floridians to Support Florida Restaurants

 

TALLAHASSEE – Today, the Florida Restaurant and Lodging Association (FRLA) released a video in English and Spanish encouraging Floridians to show their community support to support Florida restaurants. At the beginning of the COVID-19 pandemic, nearly 600,000 Florida restaurant employees were furloughed or laid off. Businesses closed, and some never returned. In Florida, it is estimated that more than 10,000 restaurants have closed.

 

“No industry has been hit harder by COVID-19 than the hospitality industry,” said Carol Dover, President and CEO of the Florida Restaurant and Lodging Association (FRLA). “Florida is open for business, and our restaurants and hotels are eager to safely welcome guests and create those memorable experiences. Restaurants are the centers of our communities, and we hope you will dine in or take out to support your local restaurants, enabling them to stay open and keep their team members employed.”

 

In the summer of 2020, FRLA launched its Seal of Commitment (SOC) program to recognize an establishment’s tangible commitment to the highest standards of safety and sanitation. The SOC is a demonstration to guests and associates that the operator prioritizes their health and safety. Hospitality establishments across Florida have earned the Seal. For more information, click here.

 

About the Florida Restaurant and Lodging Association

The Florida Restaurant and Lodging Association (FRLA) is Florida’s premier non-profit hospitality industry trade association. Founded in 1946 as the Florida Restaurant Association, FRLA merged with the Florida Hotel and Motel Association in 2006. FRLA’s more than 10,000 members include independent hoteliers and restaurateurs, household name franchises, theme parks and suppliers. The association’s mission is to protect, educate and promote Florida’s $111.7 billion hospitality industry which represents 1.5 million employees.

 

Dedicated to safeguarding the needs of its membership, FRLA provides legislative advocacy to ensure the voices of its members are heard and their interests are protected. The association offers regulatory compliance and food safety training through SafeStaff® and FRLA’s subsidiary, RCS Training. The FRLA Educational Foundation provides industry-developed, career-building high school programs throughout the state.

 

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Statement by FRLA President and CEO Carol Dover on the Passage of the American Rescue Plan

Restaurant Revitalization Fund to provide more than $28.6 billion in aid to restaurants

 Tallahassee, FL – Today, President Joe Biden signed the American Rescue Plan Act into law, which included the $28.6 billion Restaurant Revitalization Fund (RRF). The RRF is a critical tool for the survival and recovery of Florida’s restaurants which have been hardest hit by COVID-19 impacts. Since the beginning of the pandemic, the national restaurant industry has experienced more than $250 billion in losses, and more than 10,000 restaurants have closed in Florida. The RRF provides much-needed targeted relief for our industry.

 

“Since the beginning of the COVID-19 pandemic, the restaurant industry has been hit harder than any other with more than $250 billion in losses and the closing of more than 110,000 restaurants – 10,000 of which are in Florida,” said Carol Dover, President and CEO of the Florida Restaurant and Lodging Association (FRLA). “Our state is known for its unparalleled attractions, beaches, and especially our hospitality industry, and we knew this crisis would be the worst we have ever seen. Through persistence with our partners at the National Restaurant Association, we have advocated for targeted relief for a year, and the passage of the Restaurant Revitalization Fund brings hope for survival and recovery. We still have a long way to go, but today is a wonderful day for Florida’s restaurants.”

 

The RRF will create a new federal program for restaurant owners with 20 or fewer locations. Operators can apply for tax-free grants of up to $5 million per location or up to $10 million for multi-location operations. The grant amount is determined by subtracting 2020 sales from 2019 revenues.

 

Funds from the grants can be spent on a wider range of expenses than previous relief programs, including mortgages or rent, utilities, supplies, food and beverage inventory, payroll, and operational expenses. There will be $5 billion of the fund set aside for restaurants with gross receipts under $500,000 and, for the first three weeks of the application period, the Small Business Administration (SBA) will prioritize awarding grants for women-, veteran-, or socially and economically disadvantaged-owned businesses.

For an overview of the Restaurant Revitalization Fund, click here.

For more information on the Florida Restaurant and Lodging Association (FRLA), visit our website.

 

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The American Rescue Plan Act Will Help Restore the Restaurant Industry and Save Jobs

Washington, D.C. – Today, President Joseph R. Biden, Jr. signed the American Rescue Plan Act into law creating the $28.6 billion Restaurant Revitalization Fund (RRF), the most important recovery tool for the industry to date. Final passage of the bill comes almost exactly one year after the first restaurants were ordered to close and the National Restaurant Association sent a plan to Congress urging the creation of an industry-specific relief program. Since then, foodservice sales have fallen $255 billion and 110,000 restaurants have closed.

“The creation of the Restaurant Revitalization Fund will be a catalyst to reviving restaurants and saving jobs across the country,” said Tom Bené, President & CEO of the National Restaurant Association. “Our focus from the beginning of this crisis has been on ensuring that our favorite local restaurants could access the assistance they would need to survive. This fund is a win for the smallest and hardest hit restaurants that have sacrificed and innovated to continue to serve their communities.”

The RRF will create a new federal program for restaurant owners with 20 or fewer locations. Operators can apply for tax-free grants of up to $5 million per location, or up to $10 million for multi-location operations. The grant amount is determined by subtracting 2020 sales from 2019 revenues.

Funds from the grants can be spent on a wider range of expenses than previous relief programs, including mortgages or rent, utilities, supplies, food and beverage inventory, payroll, and operational expenses. Five billion dollars of the fund will be set aside for restaurants with gross receipts under $500,000 and, for the first three weeks of the application period, the Small Business Administration will prioritize awarding grants for women-, veteran-, or socially and economically disadvantaged-owned businesses.

“These grants will inject a much-needed stimulus along the supply chain to begin to balance the economic damage done while restaurants have been struggling,” said Bené. “We are still a long way from full recovery and it’s likely more grant money will be needed to get us there, but today the industry has hope for the future.”

The National Restaurant Association has led the industry’s response to the pandemic. Working with Congress and both the Trump and Biden Administrations, the Association has ensured that restaurants would have as many tools and supports as possible to survive. That included securing special treatment in the creation, and subsequent improvements to the Paycheck Protection Program, which has provided more than $70 billion in support for restaurants to date; the expansion of the Employee Retention Tax Credit; the extension of the Work Opportunity Tax Credit; and inclusion in the Economic Injury Disaster Loans program.

“From the beginning, we knew that the pandemic would be the worst disaster to ever hit to the restaurant industry,” said Sean Kennedy, Executive Vice President of Public Affairs for the National Restaurant Association. “We created a roadmap for Congress and the Administration to tools that already existed but could work better for restaurants, and the plan for creating crucial new support programs like the RRF. These tools created a framework for restaurants of all types and sizes to survive, and now with the RRF in place, they will be the foundation on which we begin to rebuild.”

Get an overview of the Restaurant Revitalization Fund here.

 

US and Europe Will Suspend Tariffs on Alcohol, Food, and Airplanes

On Friday, the United States and European Union agreed to suspend all tariffs related to the dispute over Boeing and Airbus subsidies. The four-month suspension will result in the removal of tariffs on agricultural, industrial, and consumer products worth $11.5 billion including wine, whiskey, cheese, olives, nuts, and other food items from the EU.

Removing these tariffs is a big win for the restaurant industry and will help restaurants begin to recover amid the pandemic and resulting shutdowns. Suspension of the tariffs also marks a first step towards improving our trade partnerships with the EU and will allow the time and space to create a more permanent negotiated solution.

SBA Releases Updated FAQs on PPP and Interim Final Rule

The U.S. Small Business Administration (SBA) this week released updated FAQs for the Paycheck Protection Program (PPP) as well an updated Interim Final Rule (IFR). The IFR clarifies certain maximum loan calculation scenarios for individuals who file IRS Form 1040 Schedule Cs and eligibility requirements for business owners with felony convictions and delinquent federal student debt. The FAQs are updated to address a number of scenarios related to the PPP Second Draw program and other specific eligibility scenarios.

Documents are linked in the text above.

The Florida Department of Elder Affairs Strengthens Home-Delivered Meal Assistance and the Florida Restaurant Meal Initiative

Additional COVID-19 Funds to Local Area Agencies on Aging Will Provide More Meals and Meal Services

TALLAHASSEE, Fla., — The Florida Department of Elder Affairs (DOEA) distributed more than 16 million home-delivered meals last year following the onset of COVID-19. That number represents an increased distribution of over 200 percent for nearly five months, compared to the number of meals served during periods of non-emergency. As DOEA and the Area Agencies on Aging (AAAs) increased the number of home-delivered meals, the Aging Network simultaneously partnered with the Florida Restaurant and Lodging Association in launching the Feeding Older Floridians Restaurant Meal Initiative that contributed over 3.5 million meals to Florida seniors during the same time period.

Now, DOEA is reinforcing the successful home-delivered meal programs. An additional $12.7 million in federal funding has been distributed to the 11 AAAs throughout the state to address the needs of older Floridians who remain affected by COVID-19.

“The state of Florida remains focused on the Seniors First initiative and that includes ensuring older adults have safe access to food through home-delivered meals,” said Florida Governor Ron DeSantis. “We’ve already been a model for the nation in making sure older individuals are prioritized for receiving vaccinations. The innovative meal programs launched by DOEA further our efforts to keep seniors first. The State of Florida and DOEA have afforded providers unprecedented program flexibility in service delivery, and the advancement of these programs helps us continue to meet those critical needs.”

“Florida’s Aging Network has shown extraordinary resourcefulness in response to COVID-19,” said DOEA Secretary Richard Prudom. “The launch of the Feeding Older Floridians Restaurant Meal Initiative and the tremendous expansion of home-delivered meals by the AAAs allowed seniors to continue to receive nutritious meals and provided a reduction in social isolation. We’re grateful to be continuing these hallmark programs established as new solutions to new demands. The Aging Network’s development of these new business models is a commitment to effective and efficient programs that support Florida’s senior population.”

“The Florida Restaurant and Lodging Association (FRLA) and restaurants across our great state have been proud to participate in this important meal initiative to meet the needs of Florida seniors,” said Carol Dover, President and CEO of the Florida Restaurant and Lodging Association. “Since the beginning of the COVID-19 pandemic, our restaurants have stepped up to help fill the critical need for senior meals, and the extension of this program will continue to allow seniors to have increased access to hot, nutritious meals from the safety of their home while simultaneously helping to support Florida’s restaurants.”

The additional funding will allow extension of various meal delivery projects including the Feeding Older Floridians Restaurant Meal Initiative, drive-through meals, and grab-and-go meals for older adults who remain homebound.  The continuation of these programs allows DOEA and the Aging Network to provide real-time responses to meet the needs of Florida’s elders.

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About the Florida Department of Elder Affairs

The Florida Department of Elder Affairs, the State Unit on Aging, helps Florida’s elders to remain healthy, safe, and independent. The Department provides most direct services through its Division of Statewide Community-Based Services, the state’s eleven Area Agencies on Aging, and local service providers to deliver essential services to a vital segment of the population. For more information, please visit www.elderaffairs.org.

 

University of Florida Seeking Survey Input to Help Plan for Future Crisis Events

Florida’s food supply chain industries asked to share how they fared in 2020

Highlights
• Responses are sought from anyone who contributes to the food supply chain. Specifically, this is a call for responses from Florida businesses, but other responses are welcomed and will be assessed as part of a nationwide glimpse of COVID-19 effects.
• “Lessons from COVID-19: Positioning Regional Food Supply Chains for Future Pandemics, Natural Disasters and Human-made Crises” is a multi-region, multi-institution project funded by the USDA.
• Survey is open now at tinyurl.com/afri-covid-survey-FL.

 

GAINESVILLE, Fla. — As the United States nears the one-year anniversary of the first lockdown related to the COVID-19 pandemic, many in the nation’s food supply chain are still feeling its effects.

A new multi-region, multi-institution research team aims to assess the impact of the pandemic on food and agricultural systems and to develop strategies for coping with future crises. The project, funded by the U.S. Department of Agriculture’s Agriculture and Food Research Initiative (USDA-AFRI), will involve University of Florida researchers working with scientists from University of Minnesota-Twin Cities, the University of Wisconsin-Madison, the University of California-Irvine, and Kansas State University.

The project, titled “Lessons from COVID-19: Positioning Regional Food Supply Chains for Future Pandemics, Natural Disasters and Human-made Crises,” includes multiple components. One of the earliest efforts will capture impacts to food supply chain businesses via surveys. The survey created for Florida industries is now open.

“We’re seeking food supply chain respondents, from producers to retail distributors, and everything in between,” said Christa Court, UF/IFAS assistant professor of food and resource economics and lead investigator of the food supply chain survey component of the project.

The UF/IFAS Economic Impact Analysis program, which Court directs, last year conducted similar, short-term surveys of Florida businesses as impacts evolved along with the pandemic. Information from these efforts can be found on the program’s Disaster Impact Analysis webpage and will continue to be updated.

This survey, rather, asks for respondents to reflect on the entirety of 2020 and, along with the partnering institutions’ surveys, will allow for comparisons to other regions of the United States. Specifically, the partner institutions aim to capture impacts in the Midwest and Southern California. The three regions together represent not only diverse commodities but also diverse socioeconomic groups, with the goal to obtain a broader look at the national impacts of the pandemic.

“Here in Florida, we produce an estimated 200-300 different agriculture and food commodities and have a significant number of businesses involved in aggregating, processing and distributing food products to the final consumer. Even if we get 1,000 responses, we might have a small sample from some of these groups or miss others entirely,” Court said. “It’s important to not only get responses, but to get a wide variety of them. Positive, negative or no change, and even in the event of a complete closure, we want to hear what happened to your business in 2020.”

Court added that individual operations will remain unidentifiable and be consolidated into broader categories, should the response rate necessitate.

Individuals from outside Florida are not barred from participation, she said, but such responses might only be reflected among the national overview, depending on response rates for different regions.

The survey for Florida industries can be accessed at tinyurl.com/afri-covid-survey-FL. The current plan is for it to remain open until the end of February, Court said, but will depend on the response rate.

Separately, related to the UF/IFAS Economic Impact Analysis program’s earlier efforts, interview subjects are still being sought for an ongoing qualitative study involving collaboration between UF/IFAS, Florida Gulf Coast University, and Florida A&M University. Florida industry professionals in agriculture or food-related sectors who are interested in sharing additional information about their COVID-19 experiences in this format should contact David Outerbridge, UF/IFAS Extension Lee County director, at douterbridge@ufl.edu or (239) 533-7512.

 

The mission of the University of Florida Institute of Food and Agricultural Sciences (UF/IFAS) is to develop knowledge relevant to agricultural, human and natural resources and to make that knowledge available to sustain and enhance the quality of human life. With more than a dozen research facilities, 67 county Extension offices, and award-winning students and faculty in the UF College of Agricultural and Life Sciences, UF/IFAS brings science-based solutions to the state’s agricultural and natural resources industries, and all Florida residents.

 

 

 

FDA Confirms COVID-19 Not Transmitted through Food or Food Packaging

USDA, FDA Underscore Current Epidemiologic and Scientific Information Indicating No Transmission of COVID-19 Through Food or Food Packaging

The following is attributed to Acting USDA Secretary Kevin Shea and Acting FDA Commissioner Janet Woodcock, M.D.

After more than a year since the coronavirus disease 2019 (COVID-19) outbreak was declared a global health emergency, the U.S. Department of Agriculture, the U.S. Food and Drug Administration and the U.S. Centers for Disease Control and Prevention continue to underscore that there is no credible evidence of food or food packaging associated with or as a likely source of viral transmission of severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2), the virus causing COVID-19.

Our confidence in the safety of the U.S. food supply remains steadfast. Consumers should be reassured that we continue to believe, based on our understanding of currently available reliable scientific information, and supported by overwhelming international scientific consensus, that the foods they eat and food packaging they touch are highly unlikely to spread SARS-CoV-2.

It’s particularly important to note that COVID-19 is a respiratory illness that is spread from person to person, unlike foodborne or gastrointestinal viruses, such as norovirus and hepatitis A that often make people ill through contaminated food. While there are relatively few reports of the virus being detected on food and packaging, most studies focus primarily on the detection of the virus’ genetic fingerprint rather than evidence of transmission of virus resulting in human infection. Given that the number of virus particles that could be theoretically picked up by touching a surface would be very small and the amount needed for infection via oral inhalation would be very high, the chances of infection by touching the surface of food packaging or eating food is considered to be extremely low.

The USDA and the FDA are sharing this update based upon the best available information from scientific bodies across the globe, including a continued international consensus that the risk is exceedingly low for transmission of SARS-CoV-2 to humans via food and food packaging. For example, a recent opinion from the International Commission on Microbiological Specifications for Foods (ICMSF)External Link Disclaimer, stated: “Despite the billions of meals and food packages handled since the beginning of the COVID-19 pandemic, to date there has not been any evidence that food, food packaging or food handling is a source or important transmission route for SARS-CoV-2 resulting in COVID-19.” Additional literature reviewsExternal Link Disclaimer and analysesExternal Link Disclaimer from other countries agree.

In addition, considering the more than 100 million cases of COVID-19, we have not seen epidemiological evidence of food or food packaging as the source of SARS-CoV-2 transmission to humans. Furthermore, transmission has not been attributed to food products or packaging through national and international surveillance systems. Food business operations continue to produce a steady supply of safe food following current Good Manufacturing Practices and preventive controls, focusing on good hygiene practices and keeping workers safe.

Based on the scientific information that continues to be made available over the course of the pandemic, the USDA and FDA continue to be confident in the safety of the food available to American consumers and exported to international customers.

The FDA, an agency within the U.S. Department of Health and Human Services, protects the public health by assuring the safety, effectiveness, and security of human and veterinary drugs, vaccines and other biological products for human use, and medical devices. The agency also is responsible for the safety and security of our nation’s food supply, cosmetics, dietary supplements, products that give off electronic radiation, and for regulating tobacco products.

Inquiries

Media: Amanda Turney
    301-796-2969

Governor Ron DeSantis Appoints Julie Imanuel Brown as Secretary of the Department of Business and Professional Regulation

Tallahassee, Fla. — Today, Governor Ron DeSantis announced his appointment of Julie Imanuel Brown as Secretary of the Florida Department of Business and Professional Regulation (DBPR). The appointment is effective Monday, February 22, 2021.

“I’m pleased to appoint Julie Imanuel Brown as Secretary of the Department of Business and Professional Regulation,” said Governor Ron DeSantis. “Julie brings a unique blend of experience in the private and public sectors, as well as the legal field, including over 10 years of service on the Florida Public Service Commission and various corporate positions. I’m confident she will do a great job in our continued fight to cut red tape and ease regulation on our businesses and hard-working Floridians.”

“I’m honored to be appointed by Governor DeSantis to this important position, which impacts millions of Floridians,” said Julie Imanuel Brown. “As Secretary, I will work to build on the Governor’s foundation to implement meaningful occupational licensing reform, as well with business leaders and business owners during Florida’s economic recovery.”

Julie Brown

Secretary, Department of Business and Professional Regulation

Julie Imanuel Brown has served on Florida Public Service Commission (PSC) since 2011 and served as Commission Chairman from January 2016-January 2018. In this role, she has served as one of five Commissioners responsible for ensuring Floridians receive electric, natural gas, telephone, water, and wastewater in a safe, reasonable, and reliable manner.

During her 2-year chairmanship on the PSC, the state of Florida experienced massive impacts for the first time in over a decade from multiple catastrophic hurricanes. In addition to serving as chief administrative officer and presiding over all technical hearings as chief judge, Chair Brown led the PSC’s review and recommendation for future action to bolster Florida’s electric utility storm hardening efforts for years to come. In addition, Chair Brown presided and led all agenda conferences, service hearings and other administrative proceedings, while also being responsible for oversight of a $25,000,000 budget and a technical staff of approximately 280 employees.

Before serving on the PSC, Brown was Associate Legal Counsel of First American Corporation, a Fortune 500 company, where she handled a variety of legal issues in the Eastern, Midwest and Mid-Atlantic Regions, including corporate compliance with regulatory authorities. She previously worked as a corporate attorney at Shumaker, Loop and Kendrick, LLP in Tampa; Director of Franchise Sales & Development for Checkers Drive-In Restaurants, Inc.; and as an Assistant City Attorney for the City of Tampa.

Brown is very active in her community and dedicated to public service. In 2020, Governor Ron DeSantis appointed Commissioner Brown to serve as one of 11 on the Florida Women’s Suffrage Centennial Commission to ensure the statewide observance of the centennial of women’s suffrage and she has previously served on the City of Tampa’s Architectural Review Commission. Additionally, Brown serves on the Board of Directors and is a member of the National Association of Regulatory Commissioners (NARUC) and previously served as Chairman of the Florida Legislature’s Study Committee on Investor-Owned Water & Wastewater Utility Systems.

Commissioner Brown graduated magna cum laude with a Bachelor of Science from the University of Florida, where she was the recipient of the Outstanding Female Leader award, President of Florida Blue Key, inducted into the Hall of Fame, and received the Dean’s Cup for the College of Journalism and Communications. She earned a Juris Doctorate from the University of Florida Levin College of Law, is a member of the Florida Bar, and a member of Leadership Florida, Class XXXIII.

Commissioner Brown is a member of the Florida Bar and hold’s a Florida Real Estate Broker’s License. She and her husband have two children.

For Immediate Release: February 18, 2021

Contact: Governor’s Press Office, (850) 717-9282, Media@eog.myflorida.com

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