Serving the unique health care needs of small employer members. 

Three ways FRLA small employer members can access UnitedHealthcare’s exclusive offerings:

For small businesses with 2-99 employees: New Restaurant & Hospitality Association Benefit Trust

The new Restaurant & Hospitality Association Benefit Trust is now available to quote as an option for FRLA hospitality member groups. The RHA Benefit Trust is a new health benefits solution insured and serviced by UnitedHealthcare and focused on small restaurant and lodging member employers with 2-99 eligible employees. This solution can offer FRLA members some of the same advantages of large employers regarding more health plan designs for product and potential pricing flexibility. Not available in all states.

For small businesses with 51 or more employees:

Up to a 5 percent discount on manual medical rates for fully insured groups.

For small businesses of all sizes:

Up to a 5 percent discount on specialty benefits products (dental, vision, life, disability, accident and critical illness) for fully insured groups — in addition to all other discounts including bundling benefits programs.


Contact Moriah Murphy at MORIAH.MURPHY@OPTUM.COM for more information on the hospitality associations alliance program or visit www.uhctogether.com/frla.


Some restrictions and exclusions apply. Discounts are available only to members of the National Restaurant Association and its state restaurant association partners; and may vary by location and group size. The Restaurant & Hospitality Association Benefit Trust is not available in all states.
Insurance coverage provided by or through UnitedHealthcare Insurance Company, UnitedHealthcare Insurance Company of Illinois, Inc. or their affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates. Health Plan coverage provided by or through UnitedHealthcare of Florida, Inc.