Serving the unique health care needs of small employer members. 


Three ways NRA/FRLA small employer members can access UnitedHealthcare’s exclusive offerings:

For small businesses with 2-99 employees: New Restaurant & Hospitality Association Benefit Trust

The new Restaurant & Hospitality Association Benefit Trust is now available to quote as an option for NRA/FRLA hospitality member groups. The RH Association Benefit Trust is a new health benefits solution insured and serviced by UnitedHealthcare and focused on small employers with 2-99 eligible employees. This solution can offer NRA/FRLA members some of the same advantages of large employers regarding more health plan designs for product and potential pricing flexibility. Available nationally, the new RH Association Benefit Trust features a product portfolio with more than 120 health plan designs. It is just one more way for hospitality businesses to access UnitedHealthcare’s solutions for NRA/FRLA members.

For small businesses with 51 or more employees:

Up to a 5 percent discount on manual medical rates for fully insured groups.

For small businesses of all sizes:

Up to a 5 percent discount on specialty benefits products (dental, vision, life, disability, accident and critical illness) for fully insured groups — in addition to all other discounts including bundling benefits programs.

Contact Kimberlee Vandervoorn at for more information on the hospitality associations alliance program or visit

Some restrictions and exclusions apply. Discounts are available only to members of the National Restaurant Association and its state restaurant association partners; and may vary by location and group size. The Restaurant & Hospitality Association Benefit Trust is not available in Minnesota, New York or Vermont.
Insurance coverage provided by or through UnitedHealthcare Insurance Company, UnitedHealthcare Insurance Company of Illinois, Inc. or their affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates. Health Plan coverage provided by or through UnitedHealthcare of Florida, Inc.